Drizzle oil in a large, oven safe skillet over medium heat.
Add diced onions and diced red pepper and cook until onions are translucent and red pepper is softened . Add the minced garlic and seasonings (cumin, chili powder, salt, and pepper) and cook for 1 more minute and stir well.
Shut the heat off and add shredded chicken, black beans, chicken broth, enchilada sauce, and the juice of 1 lime to the sauteed vegetables and stir well to incorporate all ingredients.
Add the quartered tortillas and half of the cheese mixture and stir well. Top with remaining cheese.
Place in oven at 425 degrees F for about 20 minutes or until the cheese is melted and slightly browned.
Remove from oven and let sit for about 5 minutes or so.